With Dr Nate & Beckie Lambert

Residential Tuesdays

Latest Episode: "House Hacking into a Deal: Turning Your Home into Cash Flow | Residential Tuesday"

All Episodes

Episode 13: House Hacking into a Deal: Turning Your Home into Cash Flow | Residential Tuesday

🏡 What if your home could pay for itself—and even put money in your pocket every month? That’s the power of a house hack. In this episode, I share real stories of how smart investors—and even my own family—used house hacking to supercharge their wealth:

Robert, with 13 kids, bought a 5,500 sq ft home and turned the basement into a rental, cutting his payment dramatically. My wife Beckie, as a single mom, house hacked her way from a duplex to a 4-plex, creating over $5,000/month in cash flow. And how I nearly tripled the size of my dream home while making my net payment even smaller—all thanks to a house hack strategy.

Episode 12: Buying Subject To an Existing Mortgage: How to Save Sellers and Profit Big | Residential Tuesday

🏠 Amy was six months behind on her mortgage, drowning in medical bills, and about to lose her home to foreclosure. To make matters worse, her hoarding disorder had left the house so full of junk that no regular buyer would even consider it. She was on the verge of losing her home, credit, and stability.

That’s when one of my elite investors, Keith, knocked on her door—and we offered her a lifeline. By buying the property Subject To the existing mortgage, we caught her up with the bank, gave her cash to start over, saved her credit, and took the property as-is. After hauling away fourteen dumpsters’ worth of junk (and even three dead cats 🐱🐱🐱), my partner and I still walked away with a $50,000 profit. It was a true win-win.

⚡ If you want to scale beyond the bank’s lending limits and help families in crisis at the same time, the Subject To strategy is one of the most powerful tools in real estate.

Episode 11: Nail It and Then Scale It: From 3 Flips to 14 Deals at Once | Residential Tuesday

💥 For a long time, I thought I could only handle three flips at a time. That was my ceiling—or so I believed. But once I challenged that limiting belief and secured $600,000 in private money, everything changed. Within months, I scaled from three deals to fourteen at once—and made more in real estate than ever before.

In this episode, I’ll show you how to nail your process first and then scale your business with systems, delegation, and smart organization.

🚀 If you want to build an empire, the secret is simple: nail the process, then scale the system.

Episode 10: Why You Can’t Afford NOT to Travel

Episode 9: Creative Home Arrangements: How to Travel the World Without Breaking the Bank

🌍 Most people think travel is expensive—but the truth is, you don’t always need deep pockets, just creative arrangements. With the right strategies, you can sleep, explore, and adventure your way across the globe for a fraction of the cost.

In this episode, I’ll share the exact hacks I’ve used (and taught my students) to unlock amazing travel experiences:

🏠 Creative Home Arrangements

🗺️ Designing Your Dream Itinerary

🏨 Saving on Accommodation

✈️ Travel doesn’t have to drain your bank account—it just requires knowing where to look and being open to creative options.

👉 If you’re ready to travel smarter, save thousands, and collect stories instead of excuses, this episode will give you the blueprint.

Episode 8: The Power of Partnerships: Scaling Real Estate with Other People’s Credit

In this episode of Residential Real Estate Tuesdays, we explore how to build a real estate portfolio faster, safer, and smarter—by partnering with others.

I share the story of how I teamed up with a fellow professor named Bryce when I had no credit and limited capital left. That simple partnership still pays us cash flow eight years later—and launched a path that’s now included over a dozen credit partners.

💬 “Partnership is the ultimate wealth shortcut. You don’t need to do every deal alone—you just need to bring something valuable to the table.”

Episode 7: Finding Thousands of Deals with the Right Tools with Edmund Fontana | Residential Tuesday

🔎 Every real estate investor knows that finding good deals is the hardest part of the business. But what if you could generate thousands of leads in your area with the right system and software?

In this episode, I sit down with Edmund Fontana, a seasoned investor and guest speaker, who reveals exactly how he finds deals others miss.

🔥 If you’ve ever struggled with “I can’t find good deals,” this conversation will change your perspective—and give you the blueprint to start finding them in your own market.

Episode 6: Lightning Deal Analysis: How to Avoid $25K Mistakes in Real Estate | Residential Tuesday

⚡ In real estate, one wrong calculation can cost you tens of thousands of dollars. I saw this firsthand with Rafael, a new investor who passed on mentorship and later lost $25,000 on his very first deal because he miscalculated the numbers. 💔

That’s why mastering deal analysis is one of the most important skills you can develop. In this episode, I’ll walk you through how to run a lightning-fast analysis so you can know within minutes if a property is worth pursuing—before you sink in your time, money, and heart.

✅ Whether you’re flipping or holding for cash flow, getting your numbers right is the difference between building wealth and losing your shirt.

Episode 5: Buying Properties with Other People’s Money – The Fast Track to Freedom | Residential Tuesday

In this game-changing episode of Residential Real Estate Tuesdays, we break down how using other people’s money (OPM) is the key to accelerating your path to financial freedom.

You'll hear two contrasting stories—Chad, who limited his success by using his own savings, and Kapil, who built a real estate business flipping up to 14 properties at a time without ever tapping into his own reserves. The difference? Kapil understood the power of leveraging other people’s money responsibly.

We dive into how to use hard money and private money lenders, the biggest mistakes to avoid, and how to build trust with people who want to invest in your success. If you’ve been hesitant to borrow for your deals, this episode will reframe your entire mindset—and give you the steps to do it right.

💬 “If you use your own money, you can do one deal. If you use other people’s money, you can do unlimited deals—as long as you protect their trust.”

Episode 4: Why Cash Flow Beats Being Debt-Free—Every Time | Residential Tuesday

Most people believe the path to financial peace is to pay off all their debt as quickly as possible. But what if that plan is actually slowing you down or even setting you up for disappointment? In this episode of Residential Real Estate Tuesdays, I share the story of Jim, who followed a traditional “debt-free” plan—only to find himself house-rich but lifestyle-poor in retirement. Then we contrast his story with Sarah, who took the opposite approach: she used strategic debt to buy rental properties and built a lifestyle of freedom and cash flow long before retirement.

You’ll learn why focusing on monthly income—not eliminating every loan—is the real key to financial independence, and how to calculate exactly how many rentals you need to hit your number.

💬 “Being debt-free feels nice—but having cash flow feels free. And freedom is the goal.”

Episode 3: Build Your Dream Team – The Real Estate Players That Protect and Multiply Your Profits | Residential Tuesday

You’re not meant to do real estate alone. In this episode of Residential Real Estate Tuesdays, we reveal the essential members of a high-performing real estate investing team—and how they saved me from losing a six-figure profit when a seller tried to back out of a Subject To deal. From my hard money lender who swooped in within 48 hours, to the title officer who gave me a critical heads-up, the story shows how the right team can protect you, save you from disaster, and help you scale faster than you ever could alone.

We break down the offense and defense structure of a powerful investing team, your role as “head coach,” and how to recruit each position with confidence. If you’re building your real estate business and want to avoid burnout and bad deals—this episode is for you.

🧠 “You’re the head coach. Your team will win—or lose—based on who you recruit and how you lead.”

Episode 2: 5 Core Ways to Find Off-Market Deals That Actually Make Money | Residential Tuesday

In this episode of Residential Real Estate Tuesdays, we break down one of the most important—and most frustrating—parts of real estate investing: finding the deal. You’ll hear the story of Edmund, a new investor who was spinning his wheels on the MLS... until I showed him a better way. Within one week, he landed a $26,000 deal from a warm contact—just one of a dozen he closed that year.

We walk through the five most effective deal-finding strategies that my top investors use today, plus the exact scripts, tools, and tips that give you the edge over the competition. Whether you're introverted, extroverted, low on funds, or short on time, there’s a strategy that fits you.

💬 “Finding a deal is the first step toward building financial freedom. But if you’re looking on the MLS, you’re already behind.”

Episode 1: Wholesaling 101 – Buy, Find, or Become a Wholesaler | Residential Tuesday

Welcome to the first episode of Residential Real Estate Tuesdays, where we break down the most powerful paths to freedom through real estate! In this episode, we dive into the world of wholesaling—one of the fastest and lowest-risk ways to get into real estate with little to no money down.

Whether you're looking to buy properties through wholesalers, find and vet wholesalers, or become a wholesaler yourself, this episode will walk you through the core fundamentals you need to know to succeed in today's market.

Commercial Thursday

Latest Episode: "Location, Location, Location: Why the Local Economy Makes or Breaks Your Real Estate Deal | Commercial Thursday"

All Episodes

Episode 12: Location, Location, Location: Why the Local Economy Makes or Breaks Your Real Estate Deal | Commercial Thursday

We’ve all heard the phrase: location, location, location—but in this episode, we unpack exactly why it’s the most critical factor in real estate success.
🏡📍See how our passive investors are doing just that at www.realestatetofreedom.com

From job growth and unemployment rates to neighborhood demographics and infrastructure, the health of the local economy directly impacts tenant stability, buyer qualification, rental demand, and long-term appreciation. A thriving job market means stronger rents and property values, while an area dependent on one employer or industry can be a risky bet. ⚖️This conversation will give you practical tools to evaluate where to invest—and where to walk away. Because in real estate, buying in the wrong location can be far more costly than overpaying in the right one. 💡

Episode 11: From Ranch to Real Estate: How Cowboy Capital Scales Multifamily Deals | Commercial Thursday

🐂 From the grit of farm life to managing millions in multifamily, Joe Rinderconnect and Levi Allen, co-founders of Cowboy Capital, share how their ranching roots shaped their success in real estate.

🔥 In this episode, you’ll discover how they: Built detailed asset management plans to hit the ground running—renovations starting the Monday after closing! Turned a 54-unit property in North Salt Lake into a $5M success story through strategic renovations and rent increases. Overcame challenges like interest rate hikes and a Brigham City project where construction costs doubled, all while maintaining investor trust.

💡 Whether you’re just starting out or scaling your portfolio, this episode will give you the playbook for turning challenges into opportunities and growing with integrity. 💡

Episode 10: Mastering DSCR: The Key to Financing and Protecting Your Real Estate Deals | Commercial Thursday

When it comes to getting financing and protecting your cash flow, one number rules them all: Debt Service Coverage Ratio (DSCR). 📊

In this episode, we break down why banks demand a DSCR of 1.20–1.25 or higher—and what it really means for your investments. You’ll learn the simple formula (NOI ÷ Total Debt Service) and why a DSCR below 1.0 spells trouble. 🚨

But we don’t stop at the basics. We’ll show you how to stress-test your DSCR against rising interest rates, unexpected expenses, and cash flow dips—so you’re prepared for any market shift. 💪

Whether you’re analyzing your first deal or scaling your portfolio, this episode will help you use DSCR as both a financing tool and a risk management strategy.

Episode 9: Mastering Financial Reporting in Real Estate: Why Timeliness and Accuracy Matter | Commercial Thursday

In this episode of Real Estate to Freedom, we dive into one of the most overlooked yet game-changing aspects of real estate investing: timely and accurate financial reporting. 📊

From income statements to balance sheets, financial reports aren’t just paperwork for the bank or the IRS—they’re your roadmap to profitability, cash flow management, and smart decision-making. Waiting too long to review your numbers means you’re managing your business with outdated information, putting yourself at risk of missed opportunities, compliance issues, or even running out of cash.

💡 Remember: The faster and more accurately you know your numbers, the faster you can make the right moves for your investments.

Episode 8: Bonus Depreciation – The Ultimate Tax Hack in Real Estate | Commercial Thursday

In this episode of Commercial Real Estate Thursdays, we’re diving into one of the most powerful tax-saving strategies in commercial real estate: Bonus Depreciation.

We’ll explain what it is, how it works, and when you should use it to maximize your after-tax returns—especially in multifamily and syndication deals. If you’ve ever wondered how high-net-worth investors seem to pay little to no taxes while growing wealth rapidly, this is one of their most-used tools.

We’ll also cover the pros and cons, changes in the tax code, and how this “miracle write-off” fits into both active and passive investing strategies.

💰 “Bonus depreciation isn’t just a tax loophole—it’s a wealth accelerator.”

Episode 7: How to Vet Your Partnerships in Commercial Real Estate | Commercial Thursday

In this episode of Commercial Real Estate Thursdays, we dive into one of the most critical (and often overlooked) aspects of success in commercial investing: your partnerships.

Whether you're joining a syndication, starting a JV, or building a sponsor team, who you partner with can either accelerate your success or become your biggest regret. We walk you through the key questions, red flags, and alignment checkpoints to vet potential partners, and share personal stories of what went right—and wrong—in our own experiences.

🤝 “The deal is only as good as the people behind it. Vet the jockey as much as the horse.”

Episode 6: Understanding the Major CRE Asset Classes – What to Buy & Why | Commercial Thursday

In this episode of Commercial Real Estate Thursdays, we break down all the major commercial real estate asset classes—from multifamily and industrial to office, retail, and self-storage. You'll learn the unique pros and cons of each, and how to match the right asset class with your investing goals, risk tolerance, and lifestyle.

We also explore how today’s economic environment—interest rates, inflation, demographic shifts, and remote work trends—are influencing each asset type. Whether you're looking to invest actively or passively, this episode gives you the strategic insight to make smart decisions in a dynamic market.

🧠 “Each asset class tells a story—but only one of them should match your chapter.”

Episode 5: How to Evaluate a Commercial Real Estate Deal (Like a Pro) | Commercial Thursday

In this episode of Commercial Real Estate Thursdays, we dive deep into everything you need to know to evaluate a commercial real estate deal. Whether you're considering a 20-unit property or a 200-unit syndication, understanding the fundamentals of deal analysis is non-negotiable.

We break down the metrics that matter, walk through real-world underwriting examples, and share our personal process for identifying whether a deal is worth pursuing—or walking away from.

If you’ve ever looked at a multifamily offering memorandum or investment summary and thought, “Where do I start?”—this episode is for you.

📊 “Numbers don’t lie—but if you don’t know what to look for, they can definitely mislead you.”

Episode 4: 7 Reasons Multi-Family is the Gold Rush of 2025 | Commercial Thursday

In this episode of Commercial Real Estate Thursdays, Beckie and I break down the 7 powerful reasons why multifamily real estate is the perfect investment in today’s market. From rising rents to tax benefits, scalable income to hedge-against-inflation advantages—this asset class continues to stand strong in a shifting economy.

We’ll show you why savvy investors are doubling down on multifamily in 2025, and why this may be your gold rush moment. Whether you’re new to commercial real estate or leveling up from residential, this episode lays out exactly why now is the time to act.

🧠 “Multifamily is not just surviving—it’s thriving. This is how ordinary people are building extraordinary freedom.”

Episode 3: Adding Millions with Tiny Tweaks – Nick Stromwall of Rise48 ($2.5B in apartment complexes) | Commercial Thursday

In this inspiring episode of Commercial Real Estate Thursdays, we’re joined by Nick Stromwall, part owner of over $2.5 billion in multifamily assets through Rise48. Nick reveals how seemingly tiny tweaks—a small rent increase or modest cost reduction—can translate into millions in equity in commercial real estate.

He breaks down the math behind forced appreciation, how professional operators boost value, and how discipline and data drive big success. We also go deep on work-life balance, and how Nick manages his time and family while overseeing such a massive portfolio.

💬 “You don’t need to flip 1,000 houses—sometimes a $25 rent bump on 300 units is the million-dollar move.” – Nick Stromwall

Episode 2: $700M in Multi-Family – Systems, Scale & Strategy with Craig McCrouter | Commercial Thursday

In this power-packed episode of Commercial Real Estate Thursdays, we sit down with Craig McCrouter of Lone Star Capital—part owner of over $700 million in multifamily assets. Craig pulls back the curtain on the systems and processes that helped him scale from solo investor to institutional-level dealmaker.

We talk through how he built strategic partnerships, what technology and team structure he relies on, and how he evaluates today’s multifamily opportunities in a shifting economic landscape. Whether you’re syndicating your first deal or looking to go bigger, this episode delivers blueprint-level insight.

🏢 "If you treat this like a business and build the right machine, multifamily investing can be your long-term wealth engine." – Craig McCrouter

Episode 1: Stacking Doors: Why Multifamily Reigns Supreme | Commercial Thursday

In this episode, we sit down with real estate investor, Matt Teifke, to explore why multifamily housing is emerging as the most resilient and scalable investment in today’s market and why he has decided to specifically focus on the San Antonio market. We break down the benefits, challenges, and strategies every investor should know and why now is the best time to purchase multifamily at deep discounts.

Matt Teifke is part of TR3 Capital, a Texas-based real estate investment group focused on acquiring and operating multifamily, RV parks, and workforce housing properties. TR3 currently owns and operates properties across Texas and Florida with a focus on value-add and cash-flowing assets.